Other items like credit history, whether or not you're bundling insurance, and more can also change the price of your homeowners policy. The most important factors are the location of your house and the cost of rebuilding it should an emergency occur. ![]() What determines the cost of your homeowners insurance? There are different kinds of homeowners insurance policies, so it's important to understand what homeowners insurance is and how a homeowners policy actually works. Homeowners insurance coverage is an important responsibility of owning a home, as it adds a layer of financial protection for what may be you and your family's biggest investment. Learn About Homeowners Insurance Coverage Read below to see how our homeowners insurance can help you. ![]() It can also provide extra coverage for assets in your home or the cost of staying elsewhere during repairs. Homeowners insurance offers protection for your home, property and personal belongings in the event of a disaster or accident.
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